Palautus AI
Helps people in Finland claim the tax deductions they are entitled to.
We turn AI into products people use.
HGB Solutions is a Helsinki software company. Both of our products are live: Palautus AI for personal taxes in Finland, and HGB Mates for teams on Zoom.
What we have shipped
HGB Solutions Oy is founded in Helsinki.
Palautus AI launches on the App Store and Google Play, in Finnish, English and Swedish.
HGB Mates goes live with paid plans, one week after its first line of code.
- Photograph your receipts. Bought work tools, a course or household help? Take a photo and the app reads the date, amount and seller for you.
- Finds what you can deduct. It checks every receipt against Finnish tax rules and shows which costs count and how much.
- Ready for your tax return. At the end of the year you get one report to use in OmaVero or hand to your accountant. On iOS and Android, in Finnish, English and Swedish.
HGB Mates
Product Manager
Architect
Designer
Marketing Manager
QA Engineer
Software Engineer
- Joins your Zoom calls. Add a mate to a meeting, like any other colleague.
- Knows your company's work. Ask it a question and it answers out loud from your Jira tickets, Confluence pages and GitHub code, and says where the answer came from.
- Turns decisions into work. It writes the ticket, the documentation page or a draft code fix, and nothing is saved until someone on the team approves it.
The company
We pick work that is tedious and full of rules, like tax deductions and meeting follow-ups, and build AI that does it reliably, with people in charge of every decision.
- Legal name
- HGB Solutions Oy
- Business ID
- 3517527-3
- Founded
- March 2025
- Domicile
- Helsinki, Finland
- Compliance by design
- Every product we ship has a documented EU AI Act assessment, and significant new features get a fresh assessment before release.
- Privacy first
- We collect only what an app needs to work, process it under GDPR, and let users request deletion of their data at any time.
- AI-native
- Both products are built around AI from the first design, and we build them with AI too: our engineers work alongside AI coding agents, and a person reviews every change.
- Secure by design
- Security is where our team comes from, and it shapes how we build: every part of a product gets only the access it needs, and security is checked while we build, not bolted on at the end.
The team
-
Giuseppe Franco
CEO, co-founder
Leads the company and its direction: bringing AI into real-world workflows.
-
Oleg Reksha
CTO, co-founder
Leads engineering and the product roadmap across HGB's products.
-
Lena Reksha
Product and brand design
Owns the end-to-end design of our products, from brand identity to the apps themselves.
-
Dr. Ying-Chan Lin
Product strategy and growth
Leads value proposition, positioning and go-to-market.
Talk to us
Both products are live. We are open to conversations with investors, grant bodies and partners who share our focus on practical, responsible AI.